Chapter 7 Bankruptcy in Birmingham

With everything going on, debt piling up just seems to be the straw that broke the proverbial camel's back. If you are struggling under the weight of your debt and need a way out, you may want to consider looking into Chapter 7 bankruptcy in Birmingham. Here at Kathryn Kyatt King, Attorney at Law, I can go through and help you get out from under your stress and see the future with a bit more hope. I can help you stop things like:

  • Constant calls from collection agencies.
  • Repossessions of your car
  • The foreclosure of your home.
  • Tax liens or wage garnishments.

When you call me, I can get started immediately. Within just a short time, I can get those calls to stop, get the bankruptcy started, and make it to where the weight can begin to lift from your shoulders. Chapter 7 bankruptcy can discharge many of your unsecured debts, including credit cards, giving you a much-needed and well-deserved fresh start.

I work with both individuals and full families to ensure that you have the best opportunity to financially start over. When you struggle with financial setbacks, sometimes the best thing that you can do is to let those debts go and start anew.

I Will Provide You Honest Chapter 7 Bankruptcy Advice

To begin the process, we will need to fill out some paperwork and get some documentation. From there, we will have to prove to the court that you cannot pay for your debt and that the types of debt you want to discharge qualify for a Chapter 7 bankruptcy in Birmingham. There are a few types of debts that rarely get discharged, and those include:

  • Taxes
  • Penalties and fines
  • Child support and alimony payments
  • The majority of student loans
  • Judgments from intentionally causing injury to someone

You Have Debt-Relief Options When You Call Me for Help

Chapter 7 bankruptcy is not the only option if your debt is piling up. If you can pay some of your debt, but not all, it may be better to consider Chapter 13 bankruptcy instead. There are several alternatives we can discuss, so  call me today at 205-218-9337, or send me an email. I am here to help.